{"id":377,"date":"2025-04-08T11:19:40","date_gmt":"2025-04-08T11:19:40","guid":{"rendered":"https:\/\/staging.walstrom.tech\/AssetsProtectionCurrentProduction\/?page_id=377"},"modified":"2025-04-11T09:13:51","modified_gmt":"2025-04-11T09:13:51","slug":"friendly-lien-101","status":"publish","type":"page","link":"https:\/\/staging.walstrom.tech\/AssetsProtectionCurrentProduction\/friendly-lien-101\/","title":{"rendered":"Friendly Lien 101"},"content":{"rendered":"\n

Friendly Liens<\/strong><\/h3>\n\n\n\n

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Protect Your Assets with Friendly Liens<\/strong><\/h3>\n\n\n\n

Friendly liens are a smart and effective way to safeguard the equity in your real estate or business assets. We can help you secure your property through mortgages or deeds of trust, and protect business assets with UCC-1 filings.<\/p>\n\n\n\n

Why Equity Stripping Matters<\/strong><\/h3>\n\n\n\n

Creditors often check your assets to see how much equity is available. If they find real estate or business assets with significant equity, those can become easy targets. Equipment, inventory, or property with high value may tempt creditors to pursue legal action.<\/p>\n\n\n\n

A well-structured equity stripping plan makes your assets appear fully encumbered\u2014discouraging creditors from pursuing them. Instead of seeing valuable equity, they\u2019ll move on to other opportunities.<\/p>\n\n\n\n

The Right Way to Strip Equity<\/strong><\/h3>\n\n\n\n

Many online equity stripping programs don\u2019t hold up under scrutiny. Often, they involve unknown third parties holding liens on your property\u2014which can backfire in court.<\/p>\n\n\n\n

For a lien to work, it must have a legitimate business purpose. If you can explain to a judge why the lien exists and how it makes financial sense, you\u2019re in a strong position. Unfortunately, many people don\u2019t understand their own liens\u2014or why they exist\u2014leaving them vulnerable.<\/p>\n\n\n\n

Our approach is different.<\/strong>
We use capitalization notes<\/strong>, ensuring your liens are structured logically. As long as you make payments (even to an entity you control), your protection remains intact.<\/p>\n\n\n\n

Tax Benefits<\/strong><\/h3>\n\n\n\n

Since the lien-holding entity is owned by you (or passes through to you tax-wise), there are no tax complications. Payments you make are deductible on one side and counted as income on the other\u2014keeping everything balanced.<\/p>\n\n\n\n

Choosing the Right Entity<\/strong><\/h3>\n\n\n\n

We typically form a new entity to hold the lien, ideally in a state that:<\/p>\n\n\n\n